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    25586 Bagley Rd. - Suite 2 ; Olmsted Falls, OH 44138

    Phone: 440.801.1007 | info@plumcreekwealth.com

      

    Investment Advisory Services offered through Independent Advisor Representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser.

    Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC, to residents of Ohio, Pennsylvania, North Carolina, Georgia, Maryland, and Illinois. Cambridge and Plum Creek Wealth Advisors are not affiliated.

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      Life changes. We make it easier.™

    RETIREMENT PLANNING | SURVIVOR PLANNING | DIVORCE PLANNING

    What is a CDFA™?

    A CDFA™ is someone who comes from a financial planning, accounting or legal background and goes through an intensive training program to become skilled in analyzing and providing advice related to the financial issues of divorce. The CDFA™ becomes part of the divorce team, providing litigation support for the lawyer and client, or becomes a member of a Collaborative Law team. In either event, the CDFA™ will be responsible for:

     

    • Identifying the short-term and long-term effects of dividing property.

    • Integrating tax issues.

    • Analyzing pension and retirement plan issues.

    • Determining if the client can afford the matrimonial home – and if not, what might be an affordable alternative.

    • Evaluating the client’s insurance needs.

    • Establishing assumptions for projecting inflation and rates of return.

    • Bringing an innovative and creative approach to settling cases.

     

    The Certified Divorce Financial Analyst™ also:

     

    • Provides the client and lawyer with data that shows the financial effect of any given divorce settlement.

    • Appears as an expert witness if the case should go to court, or in mediation or arbitration proceedings.

    • Is familiar with tax issues that apply to divorce.

    • Has background knowledge of the legal issues in divorce.

    • Is trained to interview clients so as to:

      • Collect financial and expense data.

      • Help client’s identify their future financial goals.

      • Develop a budget.

      • Set retirement objectives.

      • Determine how much risk they are willing to take with their investments.

      • Identify what kind of life style they want.

      • Determine the costs of their children’s education.