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  Life changes. We make it easier.™

RETIREMENT PLANNING | SURVIVOR PLANNING | DIVORCE PLANNING

What is a CFP®?

The CFP® marks represent a CERTIFIED FINANCIAL PLANNER™ designation. An individual who has earned these marks has met the education, examination, experience and ethics standards established by the CERTIFIED FINANCIAL PLANNER™ Board of Standards (CFP® Board). Therefore, a financial planner who has earned the CFP® marks should be distinguished from a financial planner who has not. Consumers need to be aware that there is nothing preventing a person from declaring themselves a "Financial Planner", and it is therefore incumbent upon the consumer to differentiate between a planner who has earned the marks and one who hasn't.

 

 

If a financial planner has earned the right to use the CFP® marks, this means that he or she has met the following requirements:

 

Education: There are three ways to meet the CFP® certification education requirement:

 

  1. Completing an education program at a college or university whose curriculum is registered with the CFP® Board; or

  2. Submitting a transcript of previous financial planning-related course work to the CFP® Board for review and credit; or

  3. Showing the attainment of certain professional designations or academic degrees.

 

Examination: Candidates for the CFP® certification must pass a rigorous two-day, 10-hour CFP® Certification Examination administered by the CFP® Board that covers the financial planning process and includes such topics as tax planning, employee benefits and retirement planning, estate planning, investment management and insurance.

 

Experience: Candidates for CFP® certification must prove they have experience in the financial planning process before being authorized to use the CFP® marks.

 

Ethics: Candidates for CFP® certification have their backgrounds checked by the CFP® Board, and must also disclose any investigations or legal proceedings related to their professional or business conduct. The CFP® Board reviews all such disclosures and investigates those statements that indicate areas of concern.

 

Candidates must also adhere to the CFP® Board's Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.

 

Additionally, once certified, CFP® certificants must fulfill a biennial continuing education requirement to stay up-to-date on planning strategies and financial trends affecting their clients.

 

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete

CFP Board's initial and ongoing certification requirements.

25586 Bagley Rd. - Suite 2 ; Olmsted Falls, OH 44138

Phone: 440.801.1007 | info@plumcreekwealth.com

  

United Advisor Group (UAG), d/b/a Plum Creek Wealth Advisors, LLC, is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. Plum Creek Wealth Advisors, LLC, Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and search for our firm name.  Neither the information nor any opinion expressed is to be construed as solicitation to buy or sell a security of personalized investment, tax, or legal advice

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